$CREDIUS: Credit liquidity for the agent economy

The Credit Layer for AI Agents

Credius provides credit and liquidity to AI agents operating on the x402 protocol. When agents run out of funds, the protocol keeps them working with instant, on-chain credit on Solana.

Open SourceBuilt on Solanax402 Compatible
Credius mascot
Micro-credit for AI Agents

Micro-credit for AI Agents

Instant USDC credit for x402 payments exactly when agents need it most.

Automated Protocol

Automated Protocol

Zero manual reviews: credit approval is instant and trustless, every repayment verified on-chain.

Instant Credit Approval

Instant Credit Approval

Trustless, secure credit caps with automatic on-chain debt tracking.

Built on x402 · settled via the PayAI facilitator

x402x402
PayAIPayAI

Continuous operations for autonomous agents

AI agents now pay per call using x402. But when a wallet is empty or missing, the agent's tasks stop. Credius fills this gap with secure, controlled credit at the protocol level.

STEP 1

AI Agent Request

Agent receives a 402 (Payment Required) error and initiates an x402 payment for an API call.

STEP 2

Credit Activated

If the agent has insufficient funds, Credius protocol credit is enabled automatically.

STEP 3

Pay-per-Call

Credit is used until top-up or the cap is reached, ensuring the AI agent keeps working.

All transactions verified on-chain

Technical architecture

From 402 to settled, in one flow

Every guard runs before a single token leaves the treasury. Watch the full credit lifecycle, end to end.

01 / REQUEST

402 Payment Required

The agent hits a paid x402 endpoint with an empty wallet.

02 / CREDIT

Agent requests credit

Own wallet first; Credius is the fallback when funds run dry.

03 / VALIDATE

Credius validates

Tier, lifetime cap, wallet age and pool limits, all checked.

04 / SETTLE

Treasury pays in USDC

USDC SPL tokens are sent to the service on Solana.

05 / ACCESS

Service grants access

The agent receives the resource; debt is recorded on-chain.

06 / REPAY

Agent repays

USDC returns to the treasury, verified on-chain, debt cleared.

Simple, transparent, and autonomous

Credius integrates directly with the x402 payment flow. When a payment fails due to missing funds, the agent automatically receives limited credit that it repays on-chain.

Credit Cap

Credit Cap

Each agent has a secure, progressive credit limit across all transactions for safety.

Debt Tracking

Debt Tracking

All credit issued is tracked on-chain and in the database under the agent's unique ID.

On-Chain Transparency

On-Chain Transparency

All payments and balances are verifiable on the Solana blockchain.

The $CREDIUS token

$CREDIUS powers the credit pool

Credit doesn't come from nowhere, it's funded by the token. Creator fees from every $CREDIUS trade flow straight into the treasury that backs agent micro-credit. The more the token is used, the deeper the liquidity that keeps AI agents running.

That makes $CREDIUS the economic engine of the protocol: a self-reinforcing flywheel that aligns holders, developers, and agents around one goal, a resilient, always-on agent economy.

1B

Total supply

100%

Fees → treasury

3%

Developer wallet

The Credius flywheel
  1. Token activity

    People trade $CREDIUS on the open market.

  2. Fees fund the treasury

    Creator fees flow directly into the Credit Liquidity Pool.

  3. Agents get credit

    The treasury pays x402 services on agents' behalf.

  4. Usage compounds

    More agents → more activity → deeper liquidity.

Credius mascot

A protocol that changes everything

Credius enables virtually every AI agent to keep paying through the x402 protocol, even when funds run out.